|In FL insurance covers 100%. A couple of hints:
Buy a couple of OEM white plastic hold-downs for either side. One broke on mine. They're not cheap at $10 ea, but if you need them...
Also find the FAQ page on removing the grey rubber/plastic side trim... even if you don't do it yourself; instructing the technician as to how things interlock will be a big help. I showed the tech Robo's write up so he had an idea of what to do.
Finally, use the thinner of the the rubber weatherstripping for the top edge. It looks so much better, even better than the original piece. g.