Can you say w a straight face that a damn near stock, '92 NA is worth even half of the policy value?
For example: A friend of mine had a '79 Corvette insured with them for a similar value. He was driving to a show and got T-boned and the car was subsequently totaled. When the adjuster came and looked at the car he said that it was no more than a $7K car to begin with, which was probably about right on the $. They went back and forth for nearly 6 months on the issue and they finally wrote him a check for $7500.