I deal through BrokerLink - The agreed value policy for my '90 TT costs me under $200/year and covers my vintage motorcycle as well. Not available for daily or (to work) vehicles - 5000 km/year limit. Appraisal must be performed (by an appraiser that they approve) every 5 years (last one cost $250). Great deal. Vintage coverage is separate from home so no multiple vehicle or bundle discount but I certainly don't mind. Hagerty won't cover a vintage motorcycle in Canada (yet) - so they didn't make the short list.