Subject	On the fence about switcing to collectable car insurance.
Posted by	Metacom on May 01, 2014 at 7:05 PM
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Message	Got a 94TT with 80k miles. Have applied to Grundy Worldwide. I have this crazy idea a Z is meant to be driven and enjoyed whenever the hell you want. I understand the restrictions on their policies and I want to protect my Z. It has full coverage through Geico at the moment, KBB value puts it at around 10-12k. Ive already invested about 4 grand in parts/repairs/upkeep alone. At best id image at a total loss event Geico would offer up to maybe 85% of the book value, which means the "totaled" threshold is much lower with them. Has anyone had experience with a total loss event and their Z, how was the insurance pay out through regular insurance? I don't wanna get on Grundy and if something terrible happens have them try to not pay out the agreed value because of some grey zone BS, nor do I want to be given the 3rd degree if that terrible something does happen. What do y'all think?
Follow Ups	On the fence about switcing to collectable car insurance. - Metacom 19:05:20 05/01/14 red or black, it's a gamble by nature - LJZTT 19:26:08 05/01/14 Also needs to be in a private garage for most collector ins (n/m) - ZXoltan 07:43:39 05/02/14 It is all about your financial circumstance..... - ConVerTT 11:32:16 05/02/14 American Collectors Car Insurance (NJ) offers a policy in FL - GatorJ 19:02:46 05/02/14 Correction: American Collectors Insurance (Cherry Hill,NJ) (n/m) - GatorJ 09:28:13 05/03/14 If you have a garage and another car, Grundy is good.. - Onyxblue 13:38:10 05/02/14 Unlimited miles, but severe restrictions on use. (n/m) - GatorJ 19:03:51 05/02/14 I've been very happy with Hagerty over the past 10 years - Jayru 16:32:12 05/02/14 You may NEVER drive it to work, among other banned trips - aLL_youR_Z_aRe_beLOnG_tO_uS 08:39:15 05/03/14 Re: You may NEVER drive it to work, among other banned trips - Metacom 17:00:24 05/03/14 Not always true. My collector car insurance specifically - GatorJ 07:58:04 05/04/14 It's called "Freedom Tier". From their website: - GatorJ 08:33:41 05/04/14
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