that depends on whether or not you're guaranteed to have a good garage. Why? Because they get hurricanes. Property damage FTL. Even with full coverage and $0 deductible, who wants to replace body panels and glass every year when 100mph wind keeps breaking stuff.
There are more things to consider when choosing a place to live than track opportunities. I'd avoid any place with a high risk of annual property damage, but that's just me.
I love elitists who aren't really elite in any way... they amuse me greatly.