I was involved in an accident where some moron made a u turn in front of me. We both had the same insurance and since he was at fault, his policy paid the deductible and all of the damages. My car was valued at 8-9k and the claim and total repairs was $5512.00 plus an additional $850 for pain and suffering. I can't imagine why they valued your z so low. My car is a 93 N/A and it had 157k at the time of the accident. And I just got in another accident too and they already paid me $2400 to fix it again. If I were you I would make sure that the other driver was found at fault and only deal with their adjuster to come to a final agreement. You are intitled to all kinds of claims like loss of use for your vehicle ( I got $235 for 12 days) pain and suffering ($800) and depreciation of value (which is the difference of the value of the vehicle after the accident compared to before). Well, good luck and I hope this helps a little.
That's nut's that they valued your car so low... - 
